Side-by-Side ComparisonBest Interest RatesDocument ChecklistVerified Lenders
Compare Home Loan Offers
SBI Home Loan
India's Most TrustedInterest Rate
8.50%
8.50% – 9.85% p.a.
Processing Fee
0.35% of loan amount
Max Loan
₹5 Crore
Up to 30 Years
No prepayment charges
Top-up loan available
Balance transfer option
HDFC Home Loan
Fastest ApprovalInterest Rate
8.70%
8.70% – 9.95% p.a.
Processing Fee
₹3,000 onwards
Max Loan
₹10 Crore
Up to 30 Years
Doorstep service
Online loan tracking
Flexible EMI options
ICICI Home Loan
Digital-First ExperienceInterest Rate
8.75%
8.75% – 10.05% p.a.
Processing Fee
0.50% of loan amount
Max Loan
₹5 Crore
Up to 30 Years
Instant sanction letter
Fully online processing
Pre-approved offers
Axis Bank
Best for SalariedInterest Rate
8.75%
8.75% – 10.30% p.a.
Processing Fee
1% of loan amount
Max Loan
₹3 Crore
Up to 30 Years
Quick disbursement
Flexible tenure options
Women's special rates
Quick Comparison Table
| Bank | Interest Rate | Processing Fee | Max Loan | Tenure | Action |
|---|---|---|---|---|---|
| SBI Home Loan | 8.50% – 9.85% | 0.35% of loan amount | ₹5 Crore | Up to 30 Years | |
| HDFC Home Loan | 8.70% – 9.95% | ₹3,000 onwards | ₹10 Crore | Up to 30 Years | |
| ICICI Home Loan | 8.75% – 10.05% | 0.50% of loan amount | ₹5 Crore | Up to 30 Years | |
| Axis Bank | 8.75% – 10.30% | 1% of loan amount | ₹3 Crore | Up to 30 Years |
Documents Required
- Identity Proof (Aadhar / PAN)
- Address Proof (Recent Utility Bill)
- Last 3 Months Bank Statements
- Last 2 Years Income Tax Returns
- Property Documents
- Valuation Report
Expert Tips
- Check your CIBIL score before applying
- Compare offers from at least 3 banks
- Negotiate the interest rate with your bank
- Look carefully for hidden charges
- Choose flexible repayment options
- Opt for mortgage insurance